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Commission for overdraft and claim of debt positions

The overdraft fees They are those based on which entities attribute the power to charge a commission to the client in exchange for advancing the funds necessary to cover a withdrawal of money made at a time when there was not sufficient balance in the account.
On the other hand, the commissions for debt positions They are those through which the entities charge the client a commission in exchange for the supposed performance of recovery efforts derived from a non-payment by said client.
These commissions are often applied jointly.

ALL bank account CONTRACTS of ALL ENTITIES stipulate the collection of fees for claiming debtor positions and overdraft fees.
These commissions are void due to abuse as established by the Supreme Court Sentence 556/19 of October 15.

In accordance with said ruling, entities have to return all commissions collected since the beginning of the contract.
We take care of all the management, from the recovery of the bank contract and bank statements to the extrajudicial management or, if applicable, subsequent lawsuit.

The aforementioned commissions, which are usually established based on a percentage of the debtor balance and setting a minimum amount, accrue in addition to the default interest that entities have the power to charge in situations of non-payment by the client.

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teloreclamo·2025

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